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DUFOUR EDUCATORS INSURANCE PACKAGE

This program is designed for charter schools, private schools, Montessori programs, and day care programs. We will review the insurance needs of your school according to your contracts, your current operations, and your expected enrollment. With over 8 years’ experience insuring schools, you can trust Dufour Insurance to DO FOR you.

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PROPERTY, INLAND MARINE AND CRIME
Covers buildings, personal property, business income and extra expenses, mechanical and equipment breakdown, employee dishonesty and theft
  GENERAL, PROFESSIONAL, & ABUSE LIABILITY
Covers bodily injury, property damage, personal and advertising injury, sexual abuse and molestation, and educators liability, failure to educate, and errors and omissions claims.
  AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE
Covers multi-passenger buses, mini-buses, small vehicles, and transportation risks
  DIRECTORS AND OFFICERS, SCHOOL LEADERS LEGAL LIABILITY
Covers school board members, officers, volunteers and the school entity for claims related to board misconduct. Includes employment practices liability, to cover wrongful termination, harassment, discrimination and such claims. Also includes fiduciary liability coverage.
 
STUDENT ACCIDENT
This insurance is usually carried alongside the general liability to protect students participating in sports, camps, field trips, and provides accidental death and dismemberment benefits.
  EXCESS LIABILITY
It is sometimes necessary to carry a higher limit of liability, depending on the size of your school or the requirements of your contractual obligations. Limits of up to $24 million per occurrence are available.
  WORKERS’ COMPENSATION AND EMPLOYER’S LIABILITY
Provides a benefit to injured workers according to state requirements.
  COMPLIMENTARY SAFETY AND WELLNESS PROGRAM
As part of our member services, we offer discounted background checks, Board training, HR Webinars, sample documents, and assistance hotline, employment counsel, IIP’s, Return to Work programs, and much more. We will act as “your trusted advisor” so that you can be sure you are running your school in the safest manner possible.

 

 
 

Download: Dufour Insurance Services Charter School PROPAC 2012 Application CLICK HERE