Nonprofit Insurance

DUFOUR NONPROFIT INSURANCE PACKAGE

This program is designed for nonprofit organizations of all shapes and sizes. We will review the insurance needs of your nonprofit according to your contracts, your current operations, and your strategic plan. With over 8 years’ experience insuring nonprofits, you can trust Dufour Insurance to DO FOR you.

PROPERTY, INLAND MARINE AND CRIME
Covers buildings, personal property, business income and extra expenses, mechanical and equipment breakdown, employee dishonesty and theft
  GENERAL, PROFESSIONAL, & ABUSE LIABILITY
Covers bodily injury, property damage, personal and advertising injury, sexual abuse and molestation, and social service professional liability exposures.
  AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE
Covers multi-passenger buses, mini-buses, small vehicles, and transportation risks
  DIRECTORS AND OFFICERS / EMPLOYMENT PRACTICES 
LIABILITY
Covers school board members, officers, volunteers and the entity for claims related to board misconduct. Includes employment practices liability, to cover wrongful termination, harassment, discrimination and such claims. Also includes fiduciary liability coverage.
 
PARTICIPANT / VOLUNTEER ACCIDENT 
This insurance is usually carried alongside the general liability to protect participants of sports, camps, field trips, and provides accidental death and dismemberment benefits. Coverage is also available to volunteers who are excluded from Workers Comp.
  EXCESS LIABILITY
It is sometimes necessary to carry a higher limit of liability, depending on the size of your school or the requirements of your contractual obligations. Limits of up to $24 million per occurrence are available.
  WORKERS’ COMPENSATION AND EMPLOYER’S LIABILITY
Provides a benefit to injured workers according to state requirements.
  COMPLIMENTARY SAFETY AND WELLNESS PROGRAM
As part of our member services, we offer discounted background checks, Board training, HR Webinars, sample documents, and assistance hotline, employment counsel, IIP’s, Return to Work programs, and much more. We will act as “your trusted advisor” so that you can be sure you are running your school in the safest manner possible.